In a thread in the politics section called "change needed" , there was some back and forth between Deepfat and myself about family plan health insurance. From my own experience, I assumed that all family plan health insurance covered all members of that family until some declared time.
DF said he paid by the head, so I wondered- what type of insurance plan do most people have?
I may have to re-examine my viewpoint depending on what I (we) learn.