How long will new enrollees in AHA pay?

no offense, but we've seen all the republican talking points... how about some solutions to help or a better solution than what's presented. when do we get to see that in the republican talking points? so far, the republican plan is to just bash and whine about the current plan. can we expect anything different?

Crash:  I'm simply stating non-political facts.  Let me qualify what I said to exclude those that are going into the Exchange for pre-existing illnesses like cancer, diabetes, bad hearts, etc.

Don't expect all of those going into The Exchange to be there very long, as they don't have the disposable income to pay--even after the government assistance.  If they were so irresponsible in the past, don't expect them to change overnight.  And if you think they're going to pay their healthcare bills promptly, you are simply naive.
 

bama, i don't think 'irresponsible people' make up the majority. there were times in my life i was thankful to pay the power bill and the rent, in the same month. it's not that i didn't want to, i just couldn't afford to, not and live or get to work.

A man pays his health, car and mortgage insurance for 20yrs and luckily never got sick or had a car crash or any claim on his homeowners. Now his job of 30yrs is shutting down= he is really living paycheck to paycheck now having to pay his dues. Theres no extra money to save but he is maintaining his lifestyle and paying the obligations he is forced to pay.

Now he is out of work... main concern is housing cost= got to have a place to live! Electric and food... meanwhile he just can't pay the cost of insurance until he finds another job. Now his credit is ruined. He finds a new job after about 3 months.. now he has to pay higher premiums because of his credit score!!

You would think that with all the health screenings going on that folks are being charged more on their premiums because of obesity and other health problems causing their rates to go up would also be applied to guys that had been paying for years but never used it!

Then again you never use it until you need it..

The AHA allows those who buy into the exchange to pay their first installment with a credit card, that basically buys them one month of th insurance.  The second month they have to begin paying either thru a bank draft or money order, no more credit card.  The government will have given the insurance the subsidy by this time.  If the second month's premium is not paid the the insurance will be terminated by the third month.  The system allows the enrolle to swithc plans to another insurance company in the exchange, using the credit card, and the cycle begins again.  Meanwhile, when they go to get care with their card it appears they are covered.  The comapny willnot allow balance billing if you participate in the plan so by the time the office or hopsital gets notice that the insuraunce has been canceled and will not pay their only solution will be to go after them with collections.  most offices do not do this because of the added expense and likelihood that they will never get back what is owed to them. So, they will be left holding the bag, which is another reason some offices have decided not to accept these plans.  There was no thinking that went into this plan, it was simply a utopian idea that puts all the pressure on the providers.

How long will they pay?  That is a good question.  Years ago, I was laid off for an extended time.  It came a time where I had to make a decision of paying car insurance or buying groceries.  I bought food and hoped for the best while driving.

A lot of people will face the same problem with ACA

So jt, don't you think that the trillion dollars we spent on this abomination that guts the system and has costs about 7M people the coverage which they had and were happy with, could have been used to supplement a Medicaid type system and put these people in a program with limited benefits?  Instead, what we have is a system that tries to equalize everyone's insurance and is giving perks to some that they do not necessarily need nor want.  The money spent on this bill and the crappy computer interface cold have been used to pay for healthcare without a huge raise in taxes and penalizing those who already had adequate insurance.

There were many other proposals on the table but Pelosi and Reid rammed this thru in the middle of the night to keep people from knowing what they were getting.

because poor people have zero ambition.. they're lazy. won't work. have zero goals in life. have no intentions of being anything but 'poor'. that's why the bus stop is empty at 5am... because no poor people work.. none want to work. they just want to lay on their ass and collect a check.

Not what I said at ALL.  We all know it is easy to sign up for something but it is a lot harder to maintain it.  Like I previsouly said, the system would have worked much better if these people could have been put on aprogram such as Medicaid where they only had to prove their income occasionally instead of having to rely on a supplemental check to the insurance company and a bill each month.  I personally do not find that hard, though I get mine every three months and have been used to buying my own expensive insurance for many years, but if you are not budgeted for it, you are not likely to have it, and like jt said, when it comes down to a choice of buying groceries or paying the insurance company, most will want to eat.

teyates... if you pay them enough, they can afford to pay all their bills. you can't complain about the poor being poor, if people conspire to keep them that way.

Ah, so now they are not paid enough?  I see.  It is impossible to have an intelligent conversation with you, and now I know why I seldom try.  Hell, why don't we just print the money and give everyone in the US $1M for Christmas, do you tink that will solve all the problems????

why don't we just increase 'minimum wage' to keep up with the increase in the top pay... raise them at the same rates, same percentages? isn't that what was supposed to happen? i use to think you had some intelligence... you've become a bitter human. no regards for your fellow man... only the rt. wingnut mantra of "the liberals want to give away the country".  i, for one, am sick of hearing the same old tired talking points... either come up with a better way, or get out of the way. progress is coming, whether the conservatives like it, or not.

Minimum wage is just that -- a starter wage for those who have few skills and no idea of the discipline required to simply show up on time to work.  Per DoL, only 4.7 percent of workers are paid at this level.  Of those, at least 25 percent are teenagers.  The simplest solution is to gain experience, develop skills and knowledge of a profession or skill that will command more than minimum wage. 

blah, blah, blah... talking point, talking point, talking point.... you sound like a broken record. do you always spout party lines, or do you ever think for yourself?

Crash Override:  Squash your talk about party lines. The AHA is universal and nothing to do about a user's politics.

We're talking about people here.  And we're not talking about poor, unemployed people, since they're going to remain on or be sent to Medicaid.

We're talking about the working class of people.  They have regular jobs, making more money than the poverty level--but have either not afforded or been unwilling to protect their families in the past by having healthcare. 

My son in law was one of these--making $250K a year, living in a big house with a swimming pool and three new cars--and not a lick of health insurance or life insurance.  He got sick and didn't go to the doctor because he was too cheap to pay $100 for an office visit.  He decided to treat himself with illicit drugs.  And he died at age 43, leaving my daughter and 3 grandkids homeless.

I used to be a bill collector for a large bank.  Most automobiles we repossessed were not from unemployed people--but from the class of people that were either bad managing their money or those that made bad spending decisions.  These were the kinds of people that we will be seeing in "The Exchange."  And they just don't have the money to shell out $400 a month to protect their family for a policy with a $10K deductible--which is like not even having insurance.