How in the hell did THIS happen?

Has the company refused to let you open a new account?

Sounds like your card was in your ex's name.  If it was u that opened the account with your social u can make any move on the account u desire but if it was his social u would need ex's permission to drop him from account and he would have the authority to close the account.

The card was issued in MY name....NOT my ex's/  My ex was ONLY an 'authorized user'.

Better pay attention to  your social security, too. You'd be surprised what can be done without your signature before she bolts.

Amen!  Be glad she didn't max out the card and leave you with the bill.  However, I would try to reopen a card with just you as user if you require one.  Wouldn't hurt to request a credit check, as well.

Too late. BTDT.....

       
       


I agree. If she would do this to you then there's a good chance she'd do other things with your identity. Probably a good idea to keep an eye on your credit report for anything weird.

Hey Dog,

 

Good to hear from you again.

 

I guess it happened because sometimes we put ourselves in vulnerable situations when we let things slide, partner.  Monday morning QB I know, but why didn’t you immediately close the account 20 years ago when the issuer told you you had to have your ex’s written permission to remove her as an "authorized user?"

 

You’re not going to apply for another CC from that issuer, are you?

 

Good luck.

PM me, please.