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Well, I've been out of town, and started going through my mail today and found a letter from the State of Alabama demanding proof of insurance on my car.
I of course have insurance, and always have , but the car they are inquiring about is not driven much, and I have not had a ticket or anything in a long long time.
Why all of a sudden is there so much interest from the state in my libality on that car?

 

 

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“Attempting to debate with a person who has abandoned reason is like giving medicine to the dead.”
― Thomas Paine

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quote:
Originally posted by Mr. Hooberbloob:
I got the same letter about a month ago. Just the luck of the random draw, I guess. Just do like I did and rub your butt on the form before you put it in the envelope and send it back to them.


LOL
My husband and I have both gotten those types of letters on both of our vehicles within the past few years. We like most others always have insurance. I find it offensive that the ones that don't have insurance probably never get one of those letters. My husbands even went as far as we sent the letter back, then a little later we got another letter from Compass Bank saying that if we didn't get insurance they were going to purchase it at an outragueous price and stick on top of our loan payment.
Its random, and it you dont respond they will 'suspend' the tag.

I say put some teeth in the law. Send a deputy out to the address on record and confiscate the tag. Or better yet, do like some other states are doing and communicate with the insurance agencies. That way, when a payment is missed and a policy is cancelled, the tag is immidiately suspended. Again, send a deputy out to pull it.

Want to pay for the deputys time, charge a $500 fine for reinstating a tag that is confiscated.

Its insane that we pass a law that means so little. Why waste our time with it. Once again, just more paperwork (all the insurance forms we have to make sure are updated in our cars a couple times a year) for the honest person while the criminal could care less....

Jeepin'
The state randomly sends out 5-8000 letters per month. The VIN number associated with the car is known to be registered and therefore by law is required to have insurance. In many states( and Alabama is coming along soon-it was in the law adopted in 2005)the insurance companies are required by law to notify the state if your insurance lapses or cancels. If you change companies (which I hope you do hint hint) Your new insurance carrier will let the state know you have it. If you just let it go...$500 fine via the mail. But if you are driving and you hit someone you ought to be able to pay for their car, medical bills,pain, suffering,and time off work..that's only fair..
quote:
Originally posted by girlzzz curlzzzz:
quote:
Originally posted by Mr. Hooberbloob:
I got the same letter about a month ago. Just the luck of the random draw, I guess. Just do like I did and rub your butt on the form before you put it in the envelope and send it back to them.


LOL
My husband and I have both gotten those types of letters on both of our vehicles within the past few years. We like most others always have insurance. I find it offensive that the ones that don't have insurance probably never get one of those letters. My husbands even went as far as we sent the letter back, then a little later we got another letter from Compass Bank saying that if we didn't get insurance they were going to purchase it at an outragueous price and stick on top of our loan payment.

If I were you, I would take that letter , go to Compass Bank, pay off the car, withdraw every red cent, and move banks.
Most banks want to treat you like they do you a favor to loan you money, but in fact the reverse is true. Once I figured that out, getting house loans, and any other kind of loan stopped being a problem.
When I bought my house, I assumed a loan from Valley Federal (now long gone for good reason).
A week before closing I got a call from my realtor that my loan was not approved. I called the woman handling the loan- she told me they had not heard back from TVA if I was employed or not. I gave her 30 minutes to approve the loan or I would go elsewhere, 'cause it shouldn't make a damm if I was employed or not. She called back in 15 min and told me my loan was approved.
Point being, don't ever let a bank jerk you around. Too many that won't .

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