Originally posted by Buttercup:
quote:
Originally posted by Jobe:
Currently, if private insurance will not pay for a procedure the procedure is done anyway. The doctor or hospital may not get paid but it’s done. Under your president’s plan, the procedure will not get done at all. Why you want some bureaucrat to make your health care decision is beyond comprehension.
Take a look at this. I don’t want obuma care. Why would anybody?
http://www.youtube.com/watch?v=8HnkxIh62dQ
So, the government is the equivalent of a bureaucrat making decisions, but private health insurers aren't? That's funny. You must pay for all of your health costs out of pocket.
Anyway, under the president's plan, the procedure will in fact get done if you have the money to pay for it out of pocket. That's exactly how it works now with private health insurers. If they refuse to pay (even after you've gone 12 rounds with them and had the doctor re-file the procedure under another code), you have to pay for it out of pocket. So what's the difference? There isn't a difference.
I've had three surgeries so far in this life and before every one of those costly surgeries, I've had to obtain approval from my insurance company and pay the fees to my doctor, surgeon, deductible, before the surgeon would touch me. I've even had a surgery rejected, yes, rejected by my HEALTH INSURANCE PROVIDER when it was needed. I ended up rolling the dice, having the surgery, and hoping the insurance company would reimburse my credit card. They did, but if they hadn't, I WOULD BE THE ONE WHO PAID THE BILL. So, what's the difference?????
And we're not talking about a 45-year-old woman who needs treatment for breast cancer. We're talking about people - mostly older - who have been diagnosed with fatal diseases, diseases that will kill them very soon. It's not cost-effective to spend tens of thousands of taxpayers' money to keep these people alive for a month when they're going to die in four months. However, if these people want to pay the thousands of dollars it would take to extend life for maybe a month, they can do so out of pocket.
Again, private health insurers already dictate who lives and who dies.