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You remember Dr. Ezekiel Emanuel, don't you?  He's the brother of Rahm, who played an instrumental role in crafting and promoting Obamacare -- and who occasionally lets the truth slip regarding its myriad broken promises. Here he is admitting what has become painfully obvious: The so-called 'Affordable' Care Act that he helped design, and that Democrats marketed to the public as a cost-reduction measure, is failing by its own standards.  "We need to focus on cost control," means "the law isn't controlling costs."  The doctor is correct on this point:

With the open enrollment deadline for Obamacare looming next month, one of the chief architects of the president's health law said Friday the plans offered on government-run exchanges need to be more affordable in order to boost participation rates. High-deductible plans are part of the problem, Dr. Ezekiel Emanuel added..."Even though I am a liberal, I think we really have to focus on cost control. Affordability is absolutely critical across the board, because if we don't have affordable plans we are not going to get universal coverage. They are intimately linked," said Emanuel...He did acknowledge: "We've overplayed the high-deductible plans. People are feeling this is less and less insurance. And just more and more, 'I'm paying out of my pocket.'"

With rates rising substantially across most of the country, consumers are also being pummeled with climbing out-of-pocket costs.  They're forking over a fortune before the coverage they're paying into each month even kicks in at all -- and when it finally does, many are discovering narrow networks and difficulty securing actual care.  It's telling that Obamacare godmother and cheerleader Hillary Clinton feels compelled to offer new healthcare affordability proposals.  

 

Democrats can repeat the empty "it's working" slogan all day long; their presumptive nominee's actions tell the real story.  Last week, America's largest private insurer signaled that it is seriously considering pulling out of the Obamacare market, citing major losses that could prove unsustainable over time.  This is a big deal, and Philip Klein has been all over it:

 

UnitedHealth Group, the largest insurance company in the U.S., on Thursday slashed its earnings outlook, citing new problems related to Obamacare, and told investors it may exit the program's exchanges. "In recent weeks, growth expectations for individual exchange participation have tempered industrywide, co-operatives have failed, and market data has signaled higher risks and more difficulties while our own claims experience has deteriorated," Stephen J. Hemsley, chief executive officer of UnitedHealth Group, said in a press release. The release added that,

 

"UnitedHealthcare has pulled back on its marketing efforts for individual exchange products in 2016. The company is evaluating the viability of the insurance exchange product segment and will determine during the first half of 2016 to what extent it can continue to serve the public exchange markets in 2017."

 

In that single compact quote, Hemsley makes several key points.  He notes that new enrollment projections have been slashed, that a slew of state-level Obamacare co-ops have gone belly up, and that the adverse selection problem arising from older, sicker risk pools is real.  Klein goes on:

In a conference call with investors, Hemsley offered a sober assessment of the exchanges' future viability. He said that claims data have been getting worse as time has gone on, and there's no evidence pointing toward improvement. Asked about whether the company could sustain losses past 2016, he was blunt: "No. We cannot sustain these losses. We can't really subsidize a marketplace that doesn't appear at the moment to be sustaining itself." The year 2017 is significant for insurers, because that's the year when several programs designed to mitigate risk for insurers through federal backstops go away. The hope was that those programs would act as training wheels for Obamacare in its first few years of implementation, but after that, the insurers were supposed to be able to thrive on their own. UnitedHealth's statement suggests otherwise. If UnitedHealth and other insurers decide to exit, remaining insurers will be forced to take on even more high-risk enrollees, prompting them to either raise rates further or exit themselves.

That's exactly how a market "death spiral" would begin.  As for the impending expiration of Obamacare's bailout-style loss mitigation provisions Klein addresses, those programs are already falling short of expectations.  Congressional Republicans deserve real credit on this front, as Jeffrey Anderson explains at the Weekly Standard, singling out Marco Rubio and Mike Lee for their special efforts: "One of the least-reported substantial policy victories in recent years was stopping Obamacare’s insurer bailout through last fall’s CRomnibus bill.  Now we can attach a price-tag to that victory:  $2.5 billion.  That’s how much taxpayers would have been funneling to President Obama’s insurance-company allies if the bailout hadn’t been thwarted, according to Obama administration officials. 

 

Insurers were hoping for $2.87 billion but, thanks to the anti-bailout legislation, which required Obamacare’s risk-corridor program to operate in a revenue-neutral manner, rather than as a bailout, they will be getting only $362 million—the same amount that other insurers paid in," Anderson writes. "But this victory was worth more than just that, for when companies can’t rely on having large chunks of their losses covered by taxpayers, they have to price their products accordingly. 

 

Thus, insurers have had to price their Obamacare-compliant policies more honestly, causing premiums to rise and enrollment to slow."  Rubio is pushing for a follow-up bill to kill off the bailout program completely.  I'll leave you with two public opinion data points.  Repeat after me -- it's working:

 

http://townhall.com/tipsheet/g...itect-polls-n2084705

 

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Those Famous words, "If you like you health plan, you can keep it". But as you can see through your pocket book, he wants to price you out of your previous policy. I tried to keep a health policy similar to what I had at work, ObamaCare has put it out of reach from a pricing standpoint of the monthly premium. Similar open market policy monthly premium in 2016 will be $900 and some odd Dollars per month compared to my premium my company & I paid in 2010 $398.  From 2015 to 2016 the Premium went from $707/mo. to approx. $954/month. Unbelievable price increase, All the result of Obama's-Care for you. Nothing Affordable to his Health Care Plan....Pure Robbery...Now you surly have to decide on coverage or putting food on the table. Or is this his form of "Equality for All".. 3rd World Nation Style..

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. I have good insurance. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

What about my last two posts? I posted that it's my understanding that the "deductibles" were paid up front as co-pays before any care is rendered, so hospitals wouldn't be eating the costs, and asked you what the prices hospitals charge has to do with the UNAFFORDABLE deductibles/co-pays charged under obamacare. If that's the case, it's plain to see that the "insured" is the one that pays if they have "obamadon'tcare".

 

Last edited by Bestworking
Originally Posted by Bestworking:

What about my last two posts? I posted that it's my understanding that the "deductibles" were paid up front as co-pays before any care is rendered, so hospitals wouldn't be eating the costs, and asked you what the prices hospitals charge has to do with the UNAFFORDABLE deductibles/co-pays charged under obamacare. If that's the case, it's plain to see that the "insured" is the one that pays if they have "obamadon'tcare".

____

Your "understanding" is incorrect.  My wife has been hospitalized several times in the last 5  years.   The only deductibles I have paid are the daily room charges for the number of days she was there and those charges are paid upon checking out of the hospital, not before admittance.The deductibles for the remainder of her hospital care are not figured by the insurance company until they have received all the bills for hospital charges, after which they send me a bill for that part of her care, usually thre to four weeks after she has been discharged..

 

Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. I have good insurance. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

Last edited by Bestworking
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. I have good insurance. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

You just wish you could get insurance as good as his. The green-eyed monster is at work.

----------------

I do have good insurance, I always have had good insurance, but never as cheap as some of these pre Obama rates. In 1975, it was about $250 per month, in 1990, it was $460 per month, by 2000, it was up to $850 per month. This was family policies. When I retired in 2013, it was $1450 for the low cost one and $2200 for the best policy. this was actual rates for $600 deductable and eye glass and dental was about half paid. I don't know what people was getting for $125 per month.

Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

===================================

How do you know I don't have insurance as good as he claims he has? Leave it to a greedy old gimmethat to think it's OK to ROB anyone at the rate of $600.00 for 10 minutes. I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

Last edited by Bestworking
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

===================================

How do you know I don't have insurance as good as he claims he has? Leave it to a greedy old gimmethat to think it's OK to ROB anyone at the rate of $600.00 for 10 minutes. I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

___

How predictable of you to brand others who disagree with you as liars.  That opprobrious tactic, in your and crabbed and narrow mentality, trumps the need to actually make a rational argument. trumps any  o

Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

===================================

How do you know I don't have insurance as good as he claims he has? Leave it to a greedy old gimmethat to think it's OK to ROB anyone at the rate of $600.00 for 10 minutes. I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

___

How predictable of you to brand others who disagree with you as liars.  That opprobrious tactic, in your and crabbed and narrow mentality, trumps the need to actually make a rational argument. trumps any  o

==================

Your post is pretty much jibberish, but anyway-

I'm not branding you as a liar. You, as jt does, do that with your posts and you proved it further with your Lookie! Lookie! thread. I'm sure you haven't forgotten, even though you wish I would. Anyway, just what was the "disagreement" and who was I disagreeing with? I asked a question, got no answer. Point out my post along with the post "disagreeing" with it.

Last edited by Bestworking
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

===================================

How do you know I don't have insurance as good as he claims he has? Leave it to a greedy old gimmethat to think it's OK to ROB anyone at the rate of $600.00 for 10 minutes. I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

___

How predictable of you to brand others who disagree with you as liars.  That opprobrious tactic, in your and crabbed and narrow mentality, trumps the need to actually make a rational argument. trumps any  o

==================

Your post is pretty much jibberish, but anyway-

I'm not branding you as a liar. You, as jt does, do that with your posts and you proved it further with your Lookie! Lookie! thread. I'm sure you haven't forgotten, even though you wish I would. Anyway, just what was the "disagreement" and who was I disagreeing with? I asked a question, got no answer. Point out my post along with the post "disagreeing" with it.

___

My comment was generic and based on your lomng history of calling folks liars, even when there is no actual lie involved.  And you did post that item in my "Lookie, Lookie' comment, and you are trying to salvage your miscreant attitude by denying it.

Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by Contendahh:
Originally Posted by Bestworking:
Originally Posted by jtdavis:

What does that have to do with obamacare and the unaffordable "deductibles"?

But the hospitals are going to eating the deductibles because no one will be able to pay'em.

 

---------------------------

Your last two posts. The hospitals are charging some unbelieveable amounts for services to recoup what uninsured costs are. The bill is $600 for a 10 minute talk with a doctor, $19,000 for a day and a half in the hospital with no tests or procedures. bottom line that I owe is 0. Something has to reign in these costs. The answer is not adjusters, if an adjuster gets an adjustment on a bill, the adjuster gets about 20% of the savings. 

================

You have insurance that is being robbed, but since you don't pay a dime, you couldn't care less, and what is your problem with an adjuster being paid? You sure think you should be.

___

You just wish you could get insurance as good as his. The green-eyed monster is at work.

===================================

How do you know I don't have insurance as good as he claims he has? Leave it to a greedy old gimmethat to think it's OK to ROB anyone at the rate of $600.00 for 10 minutes. I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

___

How predictable of you to brand others who disagree with you as liars.  That opprobrious tactic, in your and crabbed and narrow mentality, trumps the need to actually make a rational argument. trumps any  o

==================

Your post is pretty much jibberish, but anyway-

I'm not branding you as a liar. You, as jt does, do that with your posts and you proved it further with your Lookie! Lookie! thread. I'm sure you haven't forgotten, even though you wish I would. Anyway, just what was the "disagreement" and who was I disagreeing with? I asked a question, got no answer. Point out my post along with the post "disagreeing" with it.

___

My comment was generic and based on your lomng history of calling folks liars, even when there is no actual lie involved.  And you did post that item in my "Lookie, Lookie' comment, and you are trying to salvage your miscreant attitude by denying it.

================

I posted what item in your thread? I haven't denied posting anything in any of your threads.  You know darn well I am referencing the lie you posted stating that I deleted YOUR thread, which would have been impossible for me to do anyway. YOU deleted your own thread and my post, then reposted my post leaving out part of it. I said I stand by the FULL post, and there was no reason for the mods to even read it, much less delete it, no way I could have deleted it, so it had to be you. Yet you keep LYING about it.

Last edited by Bestworking
Originally Posted by Bestworking:

My comment was generic and based on your lomng (sic) history

====================

So, you admit that once more you are caught in a fib.  There was no disagreement. Par for the course with you.

____________________________

Amazing! You already have forgotten what YOU posted in the discussion above, namely:

 

"I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide."

 

Calling not one but two persons liars--or "fibber(s)" which is the same thing.

 I kinda doubt that's even true, because like you, jt is a terrible "fibber", but for the sake of argument I let it slide.

-------------------------------

Best, in order to prove that you are correct and I am a terrible fibber, lets make a bet. You and I will meet with one of the posters on this forum of your choosing and I will present the bills from UAB for you to inspect and your representative to inspect. I will show you the $600 bills and the hospital bills. How much do you want to wager on this? Please make it high enough for me to get my gas bill paid, How much, $10, $100, $1000. Make your bet and we will see how much of a "terrible fibber" I am and how much of a hot air bag you are. I am waiting.

No thanks, I have zero interest in meeting you, and having you come back full of lies. A "hot air bag"? A hot air bag is one, like you, that among other things, tells outrageous stories that everyone knows are false, and then gets upset when he's called on them. I don't tell those stories, I don't lie, I call BS on them. So now the bills are from UAB? Are they from a specialist? Why do you post things as if they are the NORM, when anyone knows a 10 minute doctor visit is NOT $600.00? THAT is pure fibbing, twisting, LYING, whatever else you want to call it. Do you think other people don't visit doctors and don't know better? And on the one hand you brag/fib about your wonderful insurance, then try to cry poor and say you need your gas bill paid?

What did you do with the $50,000 a year and up that you said you made all those years ago, then made more? You must have seriously ****** it away if you can't pay your bills. This discussion isn't the only one that makes me call you a fibber. There are plenty more. I still don't believe that a 10 minute "talk" with a doctor was $600.00. I have a friend that recently had heart surgery in Huntsville, and was in the hospital for 8 days, and I know what that cost, but you say a DAY AND A HALF with no tests or procedures was $19,000?

Then why be there in the first place if they did nothing?? Again, that is robbing an insurance company, and I'm surprised they'd stand for it, but like I said, you don't care who's robbed, anyone that makes money besides you, in your mind, deserves to be robbed. How dare a company make money and pay anyone well!!  All this has nothing to do with my original question that you are dodging, WHAT DOES WHAT YOU CLAIM A HOSPITAL CHARGES, HAVE TO DO WITH THE OUTRAGEOUS AND UNAFFORDABLE DEDUCTIONS UNDER OBAMACARE???

 

 

jt

 

As is evident from her rambling, caustic tirade, above, Best is not willing to sit down with evidence and let the facts decide a disputed matter.  She prefers instead to unleash insults and venomous accusations, hoping that such smoke-screening and deflection will gain her some much-needed credibility. It won't.  It's too late for that.

No thanks, I have zero interest in meeting you, and having you come back full of lies. 

-------------------------------

Best, I'm waiting. You post  all these lies and all I want is for you to select the forum member of your choice and I will supply the bills on the medical care. Really, I'll do it for free. I want the entire forum to know how big a "best" liar you are on these posts. You cast all these slurs on me, all the readers know what you post, I want them to know how many facts you post.

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