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Aside from the democrats' opposition to the war in Iraq, their other platform in '08 is going to be the emergence of universal healthcare. Obama, Edwards, and Kucinich all all jumped on the Hillary train when it comes to a solution to healthcare.

Personally, I think there are two many hands stirring the pot. If we could somehow make the healthcare market truly competitive where people could shop around and purchase what type of drugs and coverage, prices would come down. However, special interest groups don't want to see this happen. This is the main problem with the current situation. The president wants it both ways.
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Well, I will be the first to admit that our healthcare needs a facelift. Our coverage is going down, co-pays are going up, bi-weekly premiums are getting higher, and now they are even DENYING some claims that are totally necessary as per the DOCTOR, not the Insurance Clerks!!!

I KNOW something needs to be done, but for God's sake, there are already TOO many hands in the TILL of medical care vs. Insurance payments!!!

I hate to really admit it, but Hillary gave Healthcare a great facelift when Bill was in office, she already KNOWS what to do .... and guess what... INSURANCE companies KNEW their places during that era... Now they RULE us all.
quote:
Originally posted by Fighting Illini:
Aside from the democrats' opposition to the war in Iraq, their other platform in '08 is going to be the emergence of universal healthcare. Obama, Edwards, and Kucinich all all jumped on the Hillary train when it comes to a solution to healthcare.

Personally, I think there are two many hands stirring the pot. If we could somehow make the healthcare market truly competitive where people could shop around and purchase what type of drugs and coverage, prices would come down. However, special interest groups don't want to see this happen. This is the main problem with the current situation. The president wants it both ways.


Sounds to me like you are supporting much of the plan that Hillary came up with back in Bill's term.

For some reason, it was demonized by the right wing nuts to the point where if people were asked if they liked "Hillary's plan" they said definately "NO!". However , when they were asked if they liked a plan that would ---and then gave the plan Hillary put forty without using her name, most people thought that was a good plan.

Everyone should contribute to the health system if they use it. The problem now is there actually is universal health care. Those who don't have insurance just go to the emergency room and get it for free. Problem is, those of us with insurance pay for them in increased cost that our insurance pays for.
If you must have insurance for your car, you should have to have insurance for your body.
You really need to study up on Hillary's old plan. She didn't have any medical personnel, health experts or insurance experts in her conclave, only government bureaucrats. Little things like the health police financed from seizure of all your assets, if you tried sought private care were chilling.

It was the Canadian plan on steroids. And, that plan is not one to copy.
Excelman, I believe that free markets and competition are the best way to go about this problem. If government would get out of the way of the people, we would be better off. Hillary, to my knowlege, wants government to be in charge of deciding our healthcare coverage for us. So, I would definitely say I am not on her side.

There are always going to be free riders in any system. The goal of government should be to make programs as efficient as possible so the costs of these free riders are minimized.
My understanding of Hillary's plan, I read it but that was long ago in a galaxy far away, was as I remember it, for the government to provide a pool of private insurance companies that would offer plans at reasonable rates.
You could still keep whatever insurance you have now, but for those without company sponsored insurance, the rates you could get health insurance would be comparable to what most people pay for company sponsored ins. Don't know why that would require doctors to oversee. I don't remember anything about the government seizing private property.

I have good insurance. My interest in this is mainly because I am tired of my insurance paying for all the people who don't pay anything for their medical care, and it gets rolled to those of us who do. This raises my rates, and I don't like it!
quote:
Originally posted by excelman:
My understanding of Hillary's plan, I read it but that was long ago in a galaxy far away, was as I remember it, for the government to provide a pool of private insurance companies that would offer plans at reasonable rates.
You could still keep whatever insurance you have now, but for those without company sponsored insurance, the rates you could get health insurance would be comparable to what most people pay for company sponsored ins. Don't know why that would require doctors to oversee. I don't remember anything about the government seizing private property.

I have good insurance. My interest in this is mainly because I am tired of my insurance paying for all the people who don't pay anything for their medical care, and it gets rolled to those of us who do. This raises my rates, and I don't like it!


I see your concerns. My concern is that in the end we are going to pay more for health insurance than we are now. Maybe not directly, but in the form of additional taxes to supplement those who can't afford to pay for their coverage government offers them. I guess I am just skeptical that government can do a better job making decisions for me than I can.
quote:
Originally posted by Fighting Illini:
quote:
Originally posted by excelman:
My understanding of Hillary's plan, I read it but that was long ago in a galaxy far away, was as I remember it, for the government to provide a pool of private insurance companies that would offer plans at reasonable rates.
You could still keep whatever insurance you have now, but for those without company sponsored insurance, the rates you could get health insurance would be comparable to what most people pay for company sponsored ins. Don't know why that would require doctors to oversee. I don't remember anything about the government seizing private property.

I have good insurance. My interest in this is mainly because I am tired of my insurance paying for all the people who don't pay anything for their medical care, and it gets rolled to those of us who do. This raises my rates, and I don't like it!


I see your concerns. My concern is that in the end we are going to pay more for health insurance than we are now. Maybe not directly, but in the form of additional taxes to supplement those who can't afford to pay for their coverage government offers them. I guess I am just skeptical that government can do a better job making decisions for me than I can.


I share your concerns about taxes, but I still believe you and I are paying now, except that thru the emergency rooms at hospitals, there is not a more expensive way to get health care.
If my memory is correct, I don't see whats wrong with the pool for private insurance companies that people could choose from.
Maybe PBA will read this and provide a link as he seems to have a link to virtually everything, and prove me right or wrong about Hillary's plan but it sounded good to me.
BTW, I have never found a Canadian who would trade his health care plan for anything we have here, and I have asked quite a few .
quote:
Originally posted by interventor:
You really need to study up on Hillary's old plan. She didn't have any medical personnel, health experts or insurance experts in her conclave, only government bureaucrats. Little things like the health police financed from seizure of all your assets, if you tried sought private care were chilling.

It was the Canadian plan on steroids. And, that plan is not one to copy.


I have had the same medical insurance for many many years, and during the years that Hillary revamped it, we got good benefits from it, our co-pays were so much lower, our deductibles were less than half of what it is now, and that just started in the Calendar year of 2006. Nope, she revamped it, and she did a good job of it also... As far as medical personnel, she didn't need them, all they want is their money, either direction... from the insurance, or from the 'hide' of the patient...

and insurance experts???? WHO would WANT them??? They are the ones who use all their time figureing out HOW to mess you out of any of your benefits. NOT using them was the best thing she could have done. And she seized NONE of my assets...

No one I know of had insurance problems during that era, even the elderly people I know.... I remember LIVING that, and I wish it was like it was then, because now, what we pay out of pocket is totally ridiculous, considering the HIGH premiums we have to pay monthly just to carry a card.
quote:
Originally posted by smurph:
but in that same mode of thinking ,,,are docs really worth 3 million a year? are they in it because it is desire to heal and cure the ill or to become wealthy? I see too dang many in it simply for the wealth to be had.


Or to break that down, are they worth 100 dollars for 10 minutes (IF that) of the time they see you?

Wealthy is the answer... no doubt. I haven't seen a doctor in years who actually CARES about illnesses, they just grab their prescription pads and give steroids or antibiotics... that'll cure EVERYTHING, dont ya know Roll Eyes
quote:
but in that same mode of thinking ,,,are docs really worth 3 million a year? are they in it because it is desire to heal and cure the ill or to become wealthy? I see too dang many in it simply for the wealth to be had.



If they save your life, yes they are worth it. Why would someone go through 8 years of tough college work, residencies, exams, certifications, and the rest of that for a job that paid $26k a year? I agree that our health care system is flawed, but handing it over to the government is absolutly the wrong answer.
quote:
Originally posted by NashBama:
quote:
but in that same mode of thinking ,,,are docs really worth 3 million a year? are they in it because it is desire to heal and cure the ill or to become wealthy? I see too dang many in it simply for the wealth to be had.



If they save your life, yes they are worth it. Why would someone go through 8 years of tough college work, residencies, exams, certifications, and the rest of that for a job that paid $26k a year? I agree that our health care system is flawed, but handing it over to the government is absolutly the wrong answer.


She didn't say 26K a year, she said THREE MILLION a year, quite a difference. And handing it over to Insurance companies is not the answer either... they are in it for themselves.... Insurance companies dictate too much of our lives as it is.

House Insurance, Car Insurance, Contents Insurance, Insurance on the extra valuable that one might own, Healthcare Insurance, Business Insurance, Malpractice Insurance, Liability Insurance, the list goes on and on and on...

They have their thumbs in our pie as much, if not more than the gov't already does.
At no time have i said they do not deserve a good income.But ALSO, if my life or a loved ones life is on the line I can give you a nice long list of local docs i DO NOT WANT in the room,much less responsiple for life. They do go the extra length to achieve their goal. But there are far too many showing up on the other side of that prescription pad with NO CONCERN for peoples health,only how fast their finicial empire grows.
There does need to be a ceiling on their salaries and i will stick to that ,reguardless what the argument.
quote:
Originally posted by Fighting Illini:
Aside from the democrats' opposition to the war in Iraq, their other platform in '08 is going to be the emergence of universal healthcare. Obama, Edwards, and Kucinich all all jumped on the Hillary train when it comes to a solution to healthcare.

Personally, I think there are two many hands stirring the pot. If we could somehow make the healthcare market truly competitive where people could shop around and purchase what type of drugs and coverage, prices would come down. However, special interest groups don't want to see this happen. This is the main problem with the current situation. The president wants it both ways.

Fighting Illini.

I can tell you for certain that the Clinton Plan, as presented in 1992, is superior to anything the Republicans came up with since (nothing till this year's State of the Union) But I think it is too far reaching to get passed.
That Said, let me critique the Bush plan for Mandating Health Insurance PURCHASES, and providing a Tax Deduction EQUAL to the personal deduction to individual taxpayers, and a dollar for dollar expensing for companies.
First, Insurance costs are already not taxed in company profits. The cost reduces the profit.
Secondly, 2000 dollars a year will NOT BUY AN INSURANCE POLICY. But, the Bush plan has a safety net for the working poor. If their company does not pay premiums for health insurance, the low paid worker gets his premium paid by the general fund. This provides a two prong incentive for low wages. First, the company that does not provide insurance, while not getting a tax benefit, is only taxed a portion of their profit. The insurance premium comes out 100% of the company's profit. Second, at the cut off level, an employee also looses money by providing his own insurance, so there is an incentive for the low and unskilled worker to take lower hourly pay so that he will qualify for Government paid insurance. Low paid workers, regardless of their skill levels, tend to slow economic activity, because they don't have "purchasing power."

PERSONALLY, I THINK THE BUSH PROPOSAL IS ANOTHER SHORT SIGHTED, QUICK BUCK SCHEME.
You're right, there are plenty of bad doctors out there. The Shoals is plagued with them. The good doctors go to bigger cities where the competition is tougher and they can make more money. Ever know someone that had to drive to B'ham, Nashville, or Atlanta to see a doctor?

Quality speaking, no other country on the planet is advanced as we are with health care. This is because the latest life changing procedure, medicine, or equipment can turn a nice profit for the company that produces it. This is the incentive for advancing the medical technology. Give health care to the government, you take away the incentive. Then you'll have a health care system on par with a communist country.

The problem is with the insurance. I don't have a solution, I just know that giving more control to the government isn't it.
quote:
Originally posted by EdEKit:
quote:
Originally posted by Fighting Illini:
Aside from the democrats' opposition to the war in Iraq, their other platform in '08 is going to be the emergence of universal healthcare. Obama, Edwards, and Kucinich all all jumped on the Hillary train when it comes to a solution to healthcare.

Personally, I think there are two many hands stirring the pot. If we could somehow make the healthcare market truly competitive where people could shop around and purchase what type of drugs and coverage, prices would come down. However, special interest groups don't want to see this happen. This is the main problem with the current situation. The president wants it both ways.

Fighting Illini.

I can tell you for certain that the Clinton Plan, as presented in 1992, is superior to anything the Republicans came up with since (nothing till this year's State of the Union) But I think it is too far reaching to get passed.
That Said, let me critique the Bush plan for Mandating Health Insurance PURCHASES, and providing a Tax Deduction EQUAL to the personal deduction to individual taxpayers, and a dollar for dollar expensing for companies.
First, Insurance costs are already not taxed in company profits. The cost reduces the profit.
Secondly, 2000 dollars a year will NOT BUY AN INSURANCE POLICY. But, the Bush plan has a safety net for the working poor. If their company does not pay premiums for health insurance, the low paid worker gets his premium paid by the general fund. This provides a two prong incentive for low wages. First, the company that does not provide insurance, while not getting a tax benefit, is only taxed a portion of their profit. The insurance premium comes out 100% of the company's profit. Second, at the cut off level, an employee also looses money by providing his own insurance, so there is an incentive for the low and unskilled worker to take lower hourly pay so that he will qualify for Government paid insurance. Low paid workers, regardless of their skill levels, tend to slow economic activity, because they don't have "purchasing power."

PERSONALLY, I THINK THE BUSH PROPOSAL IS ANOTHER SHORT SIGHTED, QUICK BUCK SCHEME.


Edekit, with all due respect I think both Hillary's and Bush's plans are set up for failure. The government has to distance itself from regulating the healthcare program and distance itself from HMOs and drug companies and let people shop freely for healthcare. This will make people purchase within their means and maybe force people to live healthier lives in the long run.
National managed health care is definitely not the answer. When I lived Germany, my landlord, a doctor, would not use the national system -- didn't trust it. The British health facilities are falling apart and far to expensive for what they deliver. The french lost 15,000 people three summers ago in their old folks homes due to a heat wave -- what we'd call summer in the south. The Canadians wait for months at home for operations that are routine in the US.

The US medical establishments are the only one still coming up with new cures and procedures for diseases. Kill the goose and you may kill the procedure or drug that might cure you.

Fighting Illini has the best idea.

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