How about we go back to 2008 level and cut 5% across the board every year thereafter until we are debt free? While someone will come on here and show me mathmatically how it just couldn't work, I'm telling them what we are doing NOW isn't mathmatically working.
Why not just go open a bunch of credit card accounts, get cash advances, and pay off your mortgage. That is what we are doing, IMHO.
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